Builds a print-ready payment assessment for a claim or progress payment: claimant and assessing organisation blocks, claim number, contract and period, a claimed-versus-approved table with variance and per-line notes, totals with retention percentage, previous payments and tax, the net payable in words (English or Indonesian), findings, a recommendation (approve, partial, hold, reject — inferred from the totals when left automatic) and assessed/verified/approved signature blocks. Print the preview or the downloaded HTML to PDF. Everything runs locally.